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Discounts and exemptions

Dwelling repossessed by a mortgage lender

This applies to a property which is unoccupied and in possession of the mortgagee (bank or building society) under the terms of the mortgage.

Who can apply?

The property owner will continue to be liable although the bank or building society holds the keys.

You will need to apply for this exemption as this is not automatically awarded. 

Amount of exemption you may be eligible for

100% council tax exemption inclusive of water and sewerage charges. The property will remain exempt until the bank or building society has dealt with the property.

Evidence required

A letter from the bank or building society confirming the date that the property was repossessed.

Please submit the necessary supporting evidence for your application. Failure to provide the requested documentation may result in the assessment of your application being delayed or rejected. 

How do I apply?

To apply for this category of council tax exemption, sign in or register on our Open Portal online account:

If you are awarded council tax exemption and the circumstances that led to that exemption change, you must tell us. 

Page last updated:
06 Sep 2024

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